一、个人向yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">银行daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款利率:
1、一年(含)以内的daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款:4.35%;
2、一年至五年(含)的daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款:4.75%;
3、五年以上的daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款:4.90%;
gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款的话,五年以下(含五年):2.75%,五年以上:3.25%。
二、个人向yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">银行daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款的申请条件
您申请个人住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款须符合住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金管理部门有关住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款的规定。应该具备的基本条件包括:
1、具有城镇常住hukou/" target="_blank">hukou/" target="_blank">hukou/" target="_blank">hukou/" target="_blank">户口或有效居留身份;
2、参加住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金并能正常缴交;
3、有稳定的经济收入,信用良好,有偿还daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款本息的能力;
4、有合法有效的购买、大修住房的hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">合同、协议以及其他证明文件;
5、有规定的最低额度以上的自筹资金,并保证用于支付所购(大修)住房的首付款;
6、有符合要求的资产进行抵押或质押,或(和)有足够代偿能力的法人、其他经济组织或自然人作为保证人。
申请个人住房组合daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款,只要同时符合个人住房按揭daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款和个人住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款的daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款条件即可。需要特别注意的是,组合daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款的daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款人(主贷人)必须是同一人。
三、gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金的daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款额度
gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款的额度由于各地住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金管理中心规定的daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款最高限额不同,daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款时请向当地住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金管理中心咨询;组合daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款额度是指根据本人住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金月缴存额核定出住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款的可申请额度,其剩余款项再申请个人商业daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款。
四、gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金的daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款期限
各地区住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金管理中心制定的daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款期限不同,daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款时请向当地住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金管理中心咨询。需要注意的是组合daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款中gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款部分及住房商业性daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款部分的daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款期限必须一致。
五、申请daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款应提供的资料
1、合法的身份证件(居民身份证、hukou/" target="_blank">hukou/" target="_blank">hukou/" target="_blank">hukou/" target="_blank">户口本、护照或其他有效居留证件);
2、住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金账号及借款人名章;
3、合法有效的购买、建造、翻建或大修自有住房的hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">合同或协议及其相关资料;
4、购买住房首期付款证明或者建造、翻建、大修住房自筹资金证明;
5、使用夫妻双方daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款额度的,须有配偶住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金账号、身份证及复印件,jiehun/" target="_blank">jiehun/" target="_blank">jiehun/" target="_blank">jiehun/" target="_blank">jiehun/" target="_blank">jiehun/" target="_blank">jiehun/" target="_blank">结婚证或其他证明夫妻关系的证明;
6、当地住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金管理中心和daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款银行要求提供的其他资料。
大家现在应该了解了最新的个人向yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">yinxingdaikuan/" target="_blank">银行daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款利率,中国人民银行规定的最新daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款基准利率,一年以下为4.53%,一年至五年为4.75%,五年以上为4.90%。而选择gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款利率就低得多了,五年以下为2.75%,五年以上为3.25%。