一、北京yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">医保存折有什么用呢?

北京的规矩:参保医疗保险以后，发一个北京银行的个人帐户存折，其中的钱可以用来买一些日常用药，也可以支付小额的门诊医疗费，存折里的钱是可以自主支配的了，也可以积攒起来到将来再用。如果你身体健康，暂时花不着医疗费，也可以取出来吃饭、买衣服或买手机用。不过到用到医疗费时就得自己另行筹备了哈。

北京银行医疗保险的个人帐户存折，只能从中取钱，不能存钱，不能当一般的储蓄存折用啦。

按照北京市基本医疗保险规定，划入职工个人帐户的金额为：

(一)职工个人缴纳的基本医疗保险费 + (二)用人单位缴纳的基本医疗保险费的一部分按照下列标准划入个人帐户： 不满35周岁的职工按本人月缴费gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资基数的0.8%划入个人帐户; 35周岁以上不满45周岁的职工按本人月缴费gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资基数的1%划入个人帐户;45周岁以上的职工按本人月缴费gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资基数的2%划入个人帐户

二、北京yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">医保存折：

北京yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">医保具有一定特殊性。北京的yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">医保是存折，shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">社保卡可在定点医院使用，在gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司入职时，会被要求填三个shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">社保定点医院，却无需填写定点yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">医保药店。据北京市人力资源和社会保障局称，门诊病人在院外拿药是完全自费的，在医院看病后，如果想在医院外购药，必须凭医院出具的加盖外购专用章的处方才能报销。yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">医保起付金额1800元。

三、每个月打入医疗存折的钱是这样来的：

1、个人缴纳的2%全部划入，即你的缴费基数乘2%;

2、单位缴纳的部分因年龄不同而有所区别，具体为：

(1)不满35周岁的员工，是按照缴费基数乘0.8% 划入。

(2)35周岁以上不满45周岁的，是按照缴费基数乘1%划入。

(3)45周岁以上的员工，是按照缴费基数乘2%划入。

(4)不满70周岁的tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">退休员工，按上一年度本市职工月平均gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资的4.3%划入。

(5)70周岁以上tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">退休人员，按一年度本市月平均gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资的4.8%划入。

四、yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">医保存折如何支取?

单位发给大家的yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">医保存折，因为是存折所以只能到柜台支取，每个月都去取一次那可是相当麻烦费事，今天小编就教大家一个小窍门，基本上，跑一趟北京银行柜台取yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">医保存折的钱就可以顺便把前三项都办完。

1、带上身份证，yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">医保存折;

2、办理yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">医保存折联名卡，然后开通储蓄卡的超级网银，办理yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">医保转账业务申请表是这样子的：直接申请到账即转;

3、回到家，把yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">医保存折的钱最终转账到你常用的银行卡里面。然后，想买基金、存定期还是取现随你，反正已经不用跑北京银行啦。

通过上文我们可以知道yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">医保存折里的钱是每个月固定打进去的，yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">医保存折持有人不能自主往账户里存钱，但是可以自由支配医疗存折里面的钱。北京yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">医保存折有什么用呢?说白了就是一个储蓄凭证。依法缴纳yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">yibao/" target="_blank">医保是用人单位应该做的事情，若发现用人单位并未为职工依法办理shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">社保，可以向相关部门举报。