生活中或许我们会遇到保险che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车辆因意外事故致使第三者遭受人身伤亡或财产损失的情况，这时如果我们有第三者责任保险，我们可以减少一些损失。那么，第三责任险的额度是怎么样的呢?接下来，小编将为您解答购买第三责任险多少钱的相关知识。

一、购买第三责任险多少钱

《保险法》第十条规定：“保险hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">合同是投保人与保险人约定保险权利义务关系的协议。 投保人是指与保险人订立保险hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">合同，并按照hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">合同约定负有支付保险费义务的人。 保险人是指与投保人订立保险hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">合同，并按照hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">合同约定承担peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">赔偿或者给付保险金责任的保险gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司。”

每次事故的责任限额，由投保人和保险人在签订保险hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">hetong/" target="_blank">合同时按5万元、10万元、20万元、50万元、100万元和100万元以上不超过1000万元的档次协商确定。第三者责任险的每次事故的最高peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">赔偿限额应根据不同che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车辆种类选择确定。确定方式如下：

1、在不同区域内，摩托che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车、拖拉机的最高peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">赔偿限额分4个档次：2万元、5万元、 10万元和20万元;摩托che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车、拖拉机的每次事故最高peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">赔偿限额因不同区域其选择原则是不同的，与《汽che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车保险费率规章》有关摩托che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车、拖拉机定额保单销售区域的划分相一致。即广东、福建、浙江、江苏4省，直辖市(北京、上海、天津、重庆)，计划单列市(深圳、厦门、宁波、青岛、大连)，各省省会城市，各自治区首府城市属于A类，最低选择5万元，其他区域属于B类，最低选择2万元。

2、除摩托che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车、拖拉机外的其他汽che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车第三者责任险的最高peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">赔偿限额分为6个档次：5万元、10万元、20万元、50万元、100万元和 100万元以上，且最高不超过1000万元。例如，6座以下客che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车分为5万元、10万元、20万元、50万元、100万元及100万元以上不超过1000万元等档次，供投保人和保险人在投保时自行协商选择确定。

二、第三责任险的理赔

主che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车与挂che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车连接时发生保险事故，保险人在主che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车的责任限额内承担peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">赔偿责任。发生保险事故时，挂che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车引起的peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">赔偿责任视同主che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车引起的peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">赔偿责任。保险人对挂che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">赔偿责任与主che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">赔偿责任所负peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">赔偿金额之和，以主che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">赔偿限额为限。

注意：挂che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车投保后与主che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车视为一体，是指主che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车和挂che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车都必须投保了第三者责任险，而且是主che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车拖带挂che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车。无论peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">赔偿责任是否是由挂che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车引起的，均视同是由主che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车引起的，保险人第三者责任险的总peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">赔偿责任以主che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">赔偿限额为限。主che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车、挂che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车在不同保险gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司投保的，发生保险事故后，被保险人应向承保主che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车的保险gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司索赔，还应提供主che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车、挂che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车各自的保险单。两家保险gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司按照所收取的保险单上载明的第三者责任险保险费比例分摊peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">peichang/" target="_blank">赔偿。

以上最主要的两种情况就是第三责任险可以赔付的最高款项，根据不同情况等，其赔付额度也不同。而我们购买的第三责任险有多少钱也会影响额度。